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| ABOUT | ||
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| SMALL BUSINESS TRENDS brings you daily updates on trends that influence the global small business market. | ||
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Anita Campbell, Editor |
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| Past life: CEO, corporate executive, tech entrepreneur, retailer, general counsel, marketer, HR ... (more) | ||
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Small Business Trends Radio Tuesdays, 1:00 PM Eastern U.S. time on Voice America network Click to listen November 1st: Torsten Jacobi, CEO of Creative Weblogging, joins host Anita Campbell. Sponsored by Six Disciplines. Show details. |
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Saturday, October 08, 2005 | |
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Most Bank Fraud Occurs Offline | |
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An article in today's Wall Street Journal (yes, there is now a weekend edition) suggests that most identity theft and banking crimes occur offline in the physical world, and not online. The article (subscribers only) notes:"Worried that shadowy gangs of Russian hackers are breaking into computer networks, stealing your financial secrets? Don't lose too much sleep over it. * * *The article goes on to cite a study by consulting firm Javelin Strategy & Research pointing out just how few crimes are attributable to online activity. "Computer viruses or hackers accounted for only 2.2% of incidents," says the Wall Street Journal, citing the study. This is an important point for small business owners to remember when it comes to online banking. Small business owners tend to cite security as a reason for not adopting online banking. A few weeks ago I wrote about this very issue, asking: "Are Small Businesses Avoiding or Embracing Online Banking?" I'm surprised that banks don't do more to highlight the relative security of online banking. Simply saying that online banking is secure is not enough. Using the kinds of statistics quoted here would make a much more powerful point. |
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